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Data analysis has become central to professional sport. By tracking distance covered, pass completion, shot locations, and similar metrics, coaching staff can evaluate how well a tactical plan was executed and identify specific weaknesses in an upcoming opponent before the match is played.

Cloud computing abstracts computing resources into services that can be rented on demand. Rather than purchasing servers in advance, a business can scale capacity with traffic, which substantially lowers the fixed costs and technical barriers faced by early-stage companies.

Technical debt describes the shortcuts and compromises made to ship quickly, which then raise maintenance costs in later iterations. Regular refactoring and a healthy layer of automated tests are the usual ways to keep that debt from compounding.

The logic behind diversification is to reduce the impact of any single asset's volatility on a portfolio. When the correlations between holdings are low, the overall volatility of the combined position is lower than the weighted average of the individual volatilities, an effect known as the diversification benefit.

Cross-border payments have long suffered from slow settlement and opaque intermediary charges. A traditional wire may pass through several correspondent banks, each of which can deduct a fee, so the amount that finally arrives often differs from the amount that was sent.