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Technical debt describes the shortcuts and compromises made to ship quickly, which then raise maintenance costs in later iterations. Regular refactoring and a healthy layer of automated tests are the usual ways to keep that debt from compounding.

Accessibility work focuses on making a site parse correctly for assistive technology such as screen readers. Writing descriptive alternative text for images, maintaining sufficient contrast, and using a semantic heading hierarchy are among the most common improvements.

The logic behind diversification is to reduce the impact of any single asset's volatility on a portfolio. When the correlations between holdings are low, the overall volatility of the combined position is lower than the weighted average of the individual volatilities, an effect known as the diversification benefit.

Tennis results are highly sensitive to court surface. Clay slows the ball and produces a higher bounce, which favours baseline grinders who can extend rallies. Grass produces a faster, lower bounce, and players who serve and volley tend to benefit most from those conditions.